Aggregation calculator
How much is your aggregator really costing you?
Enter your current arrangement below to see the estimated annual cost of commission splits and fees.
Aggregation cost calculator
Estimated cost of your current arrangement
- Upfront commission lost
- $32,175
- Trail commission lost
- $29,700
- Stacked fees annualised
- $0
- Total estimated annual cost
- $61,875
- Estimated five-year cost
- $309,375
Private · Practical · No obligation
How we calculate this
This calculator uses the settlement volume and commission split percentages you enter, together with assumed upfront and trail commission rates, to estimate the cost of your current arrangement. Monthly fees are annualised. The five-year figure is the estimated annual cost multiplied by five.
This is an indicative comparison only. It does not account for GST, tax, clawbacks, lender payment timing, changes in settlement volume, software costs, individual agreements or your specific business circumstances.
Why it matters
Small percentages can become large numbers.
Aggregator costs are not always obvious month to month. A commission split, trail share or stacked monthly fee can add up quickly over a year, and even more over several years.
Upfront commission
See the annual impact of giving away part of each upfront payment.
Trail commission
Understand the long-term effect of sharing recurring trail.
Monthly fees
Add the extra platform, CRM or admin fees that stack on top.
Next step
Ready to compare your current arrangement?
Book a confidential discussion and we will walk through your numbers with you.
Private · Practical · No obligation